Insurance Information

Liability coverage on trailers is tied to the tow vehicle (your car).   As required by law, you will have liability coverage on the trailer through your existing auto policy.  Most auto insurers just require that you contact them prior to your trip and they will provide you with printed proof of liability coverage called a “Binder” that you must email to us or bring with you on your day of departure.  Collision, Uninsured Motorist and Physical Property damage is covered by our company policy but holds the Renter responsible for the $1000.00 dollar deductible.  Our insurance company restricts us from releasing the trailer to a substitute such as a spouse, child, parent, friend, etc.

We also offer an option to purchase supplemental liability insurance (SLI) directly from Off The Grid Rentals insurance provider, MBA Choice Insurance.  SLI is additional insurance coverage for the renter that provides third party liability up to $1,000,000 for bodily injury liability and $50,000 for property damage liability on rental trailers.  SLI is additional insurance coverage which means it provides coverage beyond your underlying liability coverage.  For trailers this coverage is excess to the liability provided from the towing vehicle.

Personal Effects and Personal Accident Insurance (PEI/PAI) – If you elect to purchase SLI, you will have the option to purchase PEI insurance. PEI Insurance offers coverage for your personal possessions as well as coverage if you are injured.  Please be sure to read and understand the FAQ’s for MBA Choice Insurance.

If you choose to purchase this additional coverage, please follow the easy step-by-step instructions below:


LAGUNA HILLS, CALIFORNIA LOCATION


1. Go to www.MBASLI.com

2. Enter our policy number 402839 and verify Off The Grid Rentals/Rebel Off Road as your “dealer”.

3. Enter the dates of your trip.

4. Enter all trip and personal info.

5. Print and sign Certificate of Insurance and bring it with you on your trip.


MESA, ARIZONA LOCATION


1. Go to www.MBASLI.com

2. Enter our policy number 402840 and verify Off The Grid Rentals/Sierra Expeditions as your “dealer”.

3. Enter the dates of your trip.

4. Enter all trip and personal info.

5. Print and sign Certificate of Insurance and bring it with you on your trip.


GLENDORA, CALIFORNIA LOCATION


1. Go to www.MBASLI.com

2. Enter our policy number 403060 and verify Off The Grid Rentals/Saints Offroad as your “dealer”.

3. Enter the dates of your trip.

4. Enter all trip and personal info.

5. Print and sign Certificate of Insurance and bring it with you on your trip.


SAINT GEORGE, UTAH LOCATION


1. Go to www.MBASLI.com

2. Enter our policy number 402501 and verify Off The Grid Rentals/Dixie 4 Wheel Drive as your “dealer”.

3. Enter the dates of your trip.

4. Enter all trip and personal info.

5. Print and sign Certificate of Insurance and bring it with you on your trip.